Legislature(2015 - 2016)
2016-04-17 House Journal
Full Journal pdf2016-04-17 House Journal Page 2466 SB 127 The following, which was moved to the bottom of the calendar (page 2452), was read the third time: SENATE BILL NO. 127 "An Act relating to actions by insurers based on credit history or insurance score; and providing for an exception to consideration by an insurer of credit history or insurance score." Representative Wool moved and asked unanimous consent that SB 127 be returned to second reading for the specific purpose of considering Amendment No. 1. There being no objection, it was so ordered. Amendment No. 1 was offered by Representative Wool: Page 1, lines 1 - 3 (title amendment): Delete "relating to actions by insurers based on credit history or insurance score; and providing for an exception to consideration by an insurer of credit history or insurance score" 2016-04-17 House Journal Page 2467 Insert "prohibiting an insurer from using a consumer's credit history in underwriting, rating, or determining premiums or eligibility for insurance coverage" Page 1, line 5, through page 5, line 19: Delete all material and insert: "* Section 1. AS 21.36.460 is repealed and reenacted to read: Sec. 21.36.460. Restriction on the use of consumer credit history. (a) An insurer may not use a consumer's credit history to underwrite, rate, or determine premiums or eligibility for insurance coverage. (b) The prohibition against using a consumer's credit history under this section may be waived by the consumer. (c) In this section, (1) "consumer" means an individual policyholder or an applicant for insurance to be used permanently for personal, family, or household purposes; (2) "credit history" means written, oral, or other communication of information by a consumer credit reporting agency or other source relating to a consumer's creditworthiness, credit standing, or credit capacity." Representative Wool moved and asked unanimous consent that Amendment No. 1 be adopted. Representative Olson objected. SB 127 The following was before the House in second reading with Amendment No. 1 (page 2466) moved and pending: 2016-04-17 House Journal Page 2468 SENATE BILL NO. 127 "An Act relating to actions by insurers based on credit history or insurance score; and providing for an exception to consideration by an insurer of credit history or insurance score." The question being: "Shall Amendment No. 1 be adopted?" The roll was taken with the following result: SB 127 Second Reading Amendment No. 1 YEAS: 11 NAYS: 28 EXCUSED: 1 ABSENT: 0 Yeas: Claman, Gara, Guttenberg, Josephson, Kawasaki, Kreiss-Tomkins, Ortiz, Spohnholz, Tarr, Tuck, Wool Nays: Chenault, Colver, Drummond, Edgmon, Foster, Gattis, Herron, Hughes, Johnson, Keller, Kito, LeDoux, Lynn, Millett, Munoz, Nageak, Neuman, Olson, Pruitt, Reinbold, Saddler, Seaton, Stutes, Talerico, Thompson, Tilton, Vazquez, Wilson Excused: Hawker And so, Amendment No. 1 was not adopted. The question being: "Shall SB 127 pass the House?" The roll was taken with the following result: SB 127 Third Reading Final Passage YEAS: 28 NAYS: 11 EXCUSED: 1 ABSENT: 0 Yeas: Chenault, Claman, Colver, Drummond, Edgmon, Foster, Gattis, Herron, Hughes, Johnson, Keller, Kito, Lynn, Millett, Munoz, Nageak, Neuman, Olson, Ortiz, Pruitt, Reinbold, Saddler, Seaton, Talerico, Thompson, Tilton, Vazquez, Wilson Nays: Gara, Guttenberg, Josephson, Kawasaki, Kreiss-Tomkins, LeDoux, Spohnholz, Stutes, Tarr, Tuck, Wool Excused: Hawker 2016-04-17 House Journal Page 2469 And so, SB 127 passed the House and was signed by the Speaker and Chief Clerk, and returned to the Senate.